Products & Services

Savings

You work hard for your money; your money should return the favor and work hard for you. Summit Ridge Credit Union has a savings plan for you.

Regular Share Savings Account

Your “share” account, maintained with a minimum balance of $5.00, represents your partial ownership of the credit union.  Your share account works just like a regular passbook account, but as an owner, you earn quarterly dividends often higher than interest paid elsewhere. 

 

When you open a share account, you become eligible for all the services that your credit union offers.

Stash Savings Account

You name it!  This account is for any purpose you choose, vacation, house, etc.  There is no minimum deposit required.  Your stash account works just like your savings share account but provides a separate accounting for your records.

cuCash Card (Surcharge Free ATM Card)

Use this card at CO-OP ATM’s to get cash from your savings account surcharge free.

Summit Ridge Credit Union has a CO-OP ATM located to the left of the front entrance which is available 24/7.

Share Certificates

For longer-term savings, make the most of your money with a time share deposit. 

Flexible terms are available with a minimum $1,000.00 deposit, ($500.00 for minors). 

This account is subject to an early withdrawal penalty. (Contact the credit union for current rates.)

 

 

Checking

Free Share Draft/Checking is a great way to manage your bills.  No monthly service fee, no per share draft/check fee, no dividends. 

First box of share drafts/checks are free!

Overdraft Transfer Protection

Summit Ridge Credit Union offers Overdraft Transfer Protection for all checking accounts to save you the embarrassment and expense of fees associated with non-sufficient funds.

Contact us for more information at 816-272-6160.

VISA ATM Debit Card

Use it at merchants that accept Visa and the amount is deducted from your Summit Ridge Credit Union checking account or get cash at CO-OP ATMs surcharge free

Get One Today!

Locate a CO-OP ATM

You can get cash when you need it surcharge-free at ATMs through the CO-OP Network. Just look for the CO-OP Network logo or click on the CO-OP logo on the right of the page to locate a CO-OP ATM near you.

Summit Ridge Credit Union has a CO-OP ATM located to the left of the front entrance which is available 24/7.

Verified by VISA

Verified by VisaRegister your Summit Ridge Credit Union Visa Debit Card here to avoid potential fraud.

Verified by Visa protects your existing Visa ATM Debit card with a password you create, giving you assurance that only you can use your Visa ATM Debit card online.

Simply activate your card and create your personal password. You'll get the added confidence that your Visa ATM Debit card is safe when you shop at participating online stores.

VISA Gift & Prepaid Travel Cards

Visa Gift Cards Ensure family and friends get a gift they'll enjoy! 
Prepaid Visa Travel Money...better than a travelers check.  Travel with peace of mind.  

Visa Gift & Travel Cards are good anywhere Visa is accepted!

Online Check Reorder

You can reorder checks online faster than it takes to write one. You can also order checkbook covers and various accessories. The fee for all checks and accessories will be deducted from your Summit Ridge Credit Union Checking Account. To reorder checks or purchase accessories, click here.

 

Account Access

Online Banking with 24/7 Access

Make the most of your time with our Online Internet Access. It’s sure to simplify your life as well as make managing your finances a lot easier. 

Save time and manage your accounts any time, any place with Summit Ridge Credit Union’s secure Online Internet Access.
You can experience many of these great benefits:
 

  • Check account balances and view recent transactions
  • Transfer funds within your Summit Ridge Credit Union accounts
  • Make credit union payments
  • Get loan advances
  • To log onto Summit Ridge Credit Union Online Internet Access, click here.

 

To set up your Online Internet Access, please contact us at 816-272-6160.

Audio Response Teller

Any time night or day, free telephone access to your account information. 

Just dial 866-321-4814 and inquire about your account balance, last activity, request a withdrawal or transfer funds between accounts. 

(You must sign up and get a pin number from the credit union.)

E-Statements

Receive your statement on-line! 

E-statements are Free…Quick…Secure…and Convenient. 

(You must provide us with an e-mail address.)

Automated Teller Machine (ATM) On Site

There is a CO-OP Network, surcharge free ATM available 24/7 located to the left of the entrance to the credit union. 

 

Additonal Services

Summit Ridge Credit Union has just about everything you'll need to make managing your finances and life easier.

Direct Deposits

Summit Ridge Credit Union allows you the security and convenience to automatically deposit your payroll check, retirement check, social security check, and government check into your Summit Ridge Credit Union account.

ACH Transfers

ACH Transfers are a great alternative to mailing payments or sending wire transfers. 
ACH Transfers are a free, safe and convenient way to make overnight loan payments, pay bills, and transfer funds between financial institutions.

You choose the amount you want deducted and we will automatically deposit it into the account(s) of your choice.

Call us at 816-272-6160 for more information or click here to request this service.

Wire Transfers

Summit Ridge Credit Union is a trusted source to wire funds out or receive wired funds into your accounts. For outgoing wires, download our online member wire transfer agreement and fax to us at 816-272-6266. After sending your fax, please call us at 816-272-6160 to ensure we have received your request. Those requests received by 12:00 PM for outgoing wires will be processed that day. For incoming wires, download our incoming wire instructions and provide them to the financial institution sending a wire to your Summit Ridge Credit Union account.

Online Bill Bay

Bill Pay...It’s a piece of cake!  Set up payees, once, then just tell us when and how much to pay. 

Anytime, day or night, it’s online, private and very secure. 

Never worry again about late payments, overdue fees, missed payments, or postage due and it’s FREE!

Online bill pay makes life easy. It’s sweet!

 

Notary Services

Need a document notarized? Call us at 816-272-6160 for more information.

Night Deposits

Located at the front entrance of our building, you will find a night deposit for your convenience.

Discounts

Summit Ridge Credit Union members may enjoy the following special discounts:

 

DISCOUNTED TICKETS
Discount How to Access
Worlds Of Fun

Follow this link:

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Corporate Promo Code: 13829

Silver Dollar City's White Water

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websales.omniticket.com/BRC/

Corporate Promo Code: 13829

Six Flags Saint Louis

Saint Louis

Follow this link:

shop.accesso.com/clients/sixflags/affiliate/login.php?m=12504

Username: dist4hcu

Password: SixFlags8

DISCOUNTED SERVICES

Discount How to Access

Follow this link:

www.cusaver.com

Complete the steps on the website