
Savings & Checking Services
Overdraft Transfer Protection
The D4HCU checking and savings account offers Overdraft Transfer Protection. This service will search up to ten accounts owned by the member. You designate which accounts and the sequence that should be searched to save you the embarrassment and additional fees associated with non-sufficient funds.
There is no additional cost for the service. Overdraft transfer protection is only good if you have funds available in other accounts designated and owned by you.
If you already have D4HCU checking and want to add this service, or wish to open a D4HCU checking account download our online application or call us at (816) 622-6315.
Visa ATM Debit Card
The card that works like a check. Use it at merchants that accept Visa and the amount is deducted from your D4HCU Checking Account. You can also use it to get cash at Cirrus and CO-OP Network ATMs. D4HCU’s ATM Visa Debit Card gives you cash surcharge-free through the CO-OP Network and purchasing access.
Locate a CO-OP ATM
You can get cash when you need it surcharge-free at ATMs through the CO-OP Network. Just look for the CO-OP Network logo or click here to locate a CO-OP ATM near you.

Verified by Visa
Register your D4HCU Visa Debit Card here to avoid potential fraud.
Verified by Visa protects your existing Visa ATM Debit card with a password you create, giving you assurance that only you can use your Visa ATM Debit card online.
Simply activate your card and create your personal password. You’ll get the added confidence that your Visa ATM Debit card is safe when you shop at participating online stores.

Online Check Reorder through Liberty
You can reorder checks online faster than it takes to write one. You can also order checkbook covers and various accessories. The fee for all checks and accessories will be deducted from your D4HCU Checking Account. To reorder checks or purchase accessories, click here.
Back to Top

Additional Services
D4HCU has just about everything you’ll need to make managing your finances and life easier.
Direct Deposit (ACH Transfers)
District 4 Highway Credit Union allows you the security and convenience to automatically deposit your payroll check, retirement check, social security check, and government check into your D4HCU account.
This service is a great alternative to mailing payments or sending wire transfers. Direct deposit is a free, safe and convenient way to make overnight loan payments, pay bills, and transfer funds between financial institutions.
Call us at (816) 622-6315 for more information or click here to request this service.
Wire Transfers
District 4 Highway Credit Union is a trusted source to wire funds out or receive wired funds into your accounts. For outgoing wires, download our online member wire transfer agreement and fax to us at (816) 622-6333. After sending your fax, please call us toll free (816) 622-6315 to ensure we have received your request. Those requests received by 12:00 PM for outgoing wires will be processed that day. For incoming wires, download our incoming wire instructions and provide them to the financial institution sending a wire to your D4HCU account.
Discount Tickets
D4HCU offers discount passes to World’s of Fun, Ocean’s of Fun, Six Flags St. Louis, Silver Dollar City, Celebration City and White Water. For information on our discount tickets call us at (816) 622-6315.
Notary Services
Need a document notarized? Call us at (816) 622-6315 for more information.
Back to Top |