Savings
You work hard for your money; your money should return the favor and work hard for you. D4HCU has a savings plan for you.
Regular Share Savings Account
This is the primary account of your credit union membership. With a minimum deposit of $5, it offers you flexibility. Dividends are calculated daily and compounded quarterly. Call us at (816) 622-6315 to open a Regular Share Savings Account. For current dividend rates, click here.
Stash Savings Account
The savings in this account may hold the key to your dreams and goals. Begin saving for that special vacation, new home or any other financial goal. You’ll earn the same dividend rate as your Regular Share Savings Account and keep track of your savings goals in a separate sub-account. Call us at (816) 622-6315 to open a Stash Savings Account. For current dividend rates, click here.
cuCash Card
This cuCash card works like an ATM card. Use it at Cirrus and CO-OP ATMs to get cash and the amount is deducted from your savings account. The D4HCU cuCash card gives you cash surcharge-free through the CO-OP Network per day. Call us at (816) 622-6315 or click here for an application.
Share Certificates
Earn higher rates, with a deposit into your share certificates. Dividends can be transferred to another account or mailed to you (Early withdrawal penalties may apply). To open a Share Certificate Account, call us at (816) 622-6315. For current dividend rates, click here.
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 Checking
For service and convenience, consider a D4HCU checking account! Checking Accounts offer features that include carbonless copies of all your checks, payroll deduction and direct deposit.
Overdraft Transfer Protection
Visa ATM Debit Card
Locate a CO-OP ATM
Verified by Visa
Online Check Reorder through Liberty
You can reorder checks online faster than it takes to write one. You can also order checkbook covers and various accessories. The fee for all checks and accessories will be deducted from your D4HCU Checking Account. To reorder checks or purchase accessories, click here.
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New & Used Auto Loans
Part of District 4 Highway Credit Union’s service includes highly competitive rates on auto loans, other vehicle loans, and consumer loans.
If you need a loan, chances are it will cost you less from D4HCU! With our prompt loan processing, you’ll receive a decision quickly! Click here to use our loan calculator to determine approximate monthly payments based on loan terms and amount at a particular interest rate.
Not only does D4HCU offer highly competitive loan rates on new and used cars, we can refinance that existing higher-interest auto loan you obtained from the bank or car dealer. With pre-approval you’re in the position to bargain just as if you had the cash in your pocket.
To apply for a new or used auto loan with our online application, click here. For current loan rates, click here. Need assistance with car buying tips?
Other Vehicle Loans
D4HCU’s vehicle loans are not limited to cars. We can finance classic cars, RVs, boats, trailers, motorcycles, ATVs, and jet skis.
To apply for a Vehicle Loan online, click here. For current loan rates, click here.
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Consumer Loans
In addition to car, D4HCU has products for other borrowing needs.
Signature Loans
Whether you want to wrap up loose ends, consolidate miscellaneous bills or wipe out high-interest credit card debt, one of our low-cost, simple interest loans might be the answer. Once you qualify, the only collateral you need is your signature.
Caught short between paydays? Buying a computer? Getting married? Call D4HCU’s to apply at (816) 622-6315 or apply online, click here. For current loan rates, click here.
Line of Credit Loans
With a D4HCU revolving line of credit, you’ll be able to borrow money when you need it most. This product will allow you to take action in paying those unexpected expenses.
Once your Line of Credit is established, you can request an advance by phone through our Audio Response Teller at (866) 321-4814. Call D4HCU for more information at (816) 622-6315.
Holiday/Vacation Loans
Need holiday spending money or planning a vacation, D4HCU Holiday/Vacation Loans are available two times a year. Vacation Loans are available mid-May through mid-August and Holiday Loans are available mid-November through mid-January.
This short term, low interest product will allow you to deal with those expenses when you’re running just a little short on savings. Call D4HCU for more information at (816) 622-6315.
Home Mortgage Loans
District 4 Highway Credit Union Home Mortgages are available through our affiliation with First Federal Mortgage. If you are buying a home or wish to refinance your current home, contact our D4HCU representative, Eddie Brann, at (816) 525-5626. Remember to tell him you’re a D4HCU member!
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Products
