About Us







 

Our History


 

Meeting the needs of our members with competitive rates and excellent service has been District 4 Highway Credit Union’s goal since 1955 when we received a state charter to organize the credit union. D4HCU is pleased to offer financial services to employees and retirees of District 4 Missouri Department of Transportation, Missouri State Highway Patrol Troop A and members of their family.

What is a Credit Union?

District 4 Highway Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members.  Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits and lower interest rates on loans.

Credit union members join together to build long-term financial stability and provide high-quality, low-cost financial services.

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Become a Member

Membership is open to employees and retirees of District 4 Missouri Department of Transportation and Missouri State Highway Patrol Troop A. For more information on membership eligibility, call us at (816) 622-6315.

Once you become a member, you and individuals in your family are eligible for lifetime membership. Family members include children, stepchildren, parents, grandparents, stepparents, aunts, uncles, nieces, nephews, and etc.

A deposit of $5.00 is required to open your account and your membership remains active as long that minimum balance is maintained, whether you move, change jobs or retire.

Joining D4HCU is easy. To download our online membership application, click here.

Important Account Opening Information: Federal Law requires us to obtain sufficient information to verify your identity. All applicants (primary & joint) must submit a photocopy of a current and valid government issued photo identification card. The credit union must maintain the records used to verify your identity. Our privacy policy and federal law protect the information you provide.

 


Family Membership

District 4 Highway Credit Union encourages family members to join.  The benefits of credit union membership aren’t limited just to you.  The credit union is a wonderful place for your family and children to learn about savings, to get a low-cost loan, or build their retirement fund.


How Can I Join?

To become a member of District 4 Highway Credit Union, all you need to do is complete an account card along with a copy of your driver’s license and deposit $5.00 into your share account.  This initial deposit establishes your membership/ownership in the credit union.

You can access a Membership Application by clicking here.

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Once a Member, Always a Member

Once you are a member of the credit union, you remain a member for life-whether you move, change jobs or retire-as long as you maintain a $5.00 balance in your share account.


Financial Security

Every dollar you invest in District 4 Highway Credit Union is fully insured, up to $250,000, by the National Credit Union Administration (NCUA), an agency of the federal government.  You can rest assured that there is no safer place for your hard-earned funds than a federally insured credit union.

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  • Our History
  • What is a Credit Union?
  • Become A Member
  • Family Membership
  • How Can I Join?
  • Once a Member, Always a Member
  • Financial Security

  • Privacy Policy
     
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